Abstract: In poor areas, Policy-oriented agricultural insurance supports industrial restructuring, and the key is to guard against natural and price risks of industrial conversion. The innovative practice of “Agricultural Industrial Restructuring of Pro-poor Insurance” in southwest of Guizhou Province, Risk mitigation of default of industrial organizations, reduces the risk of “Economic performance” of grass-roots cadres, stabilizes the income of farmers, and promotes the sustainable development of characteristic agricultural industries in poor areas; However, the farmers (enterprises) are not willing to participate in the insurance, the Premium rate is not set according to the risk of the insured object, the Price Index Insurance data is not scientific enough to wait for further improvement. In the practice of Rural Revitalization, it is suggested to structure “insurance company+Farmers’ professional cooperatives” federal organization draw lessons from the thought of “insurance + futures”.